# Estate90™ (https://unprobate.com) — 90-Day Estate Executor Checklist, Small-Estate Probate-Bypass Affidavit & 25-Institution Closure Notice Engine
> Select the decedent's state, gross probate estate value, and asset profile below. Our engine checks your eligibility for a statutory Small-Estate Affidavit (bypassing Probate Court), calculates your executor fee & legal savings, and generates 25 ready-to-mail institution closure & deceased credit-freeze letters.

## Core Capabilities & Quantitative Deliverables
- Interactive Engine: https://unprobate.com/
- Starter Edition: $14.90 USD | VIP All-In Bundle: $29.00 USD
- Chinese Portal: https://unprobate.com/zh/
- Russian Portal: https://unprobate.com/ru/
- Open Citation Library: https://unprobate.com/guides/

## Key 2026 Monographs
- [How to Use a Small-Estate Affidavit to Release Frozen Bank Accounts Without Probate Court](https://unprobate.com/guides/small-estate-affidavit-bypass-probate-california-texas-illinois-florida.html): Step-by-step statutory guide to California Probate Code § 13100, Texas Chapter 205, Illinois 755 ILCS 5/25-1, and New York Article 13.
- [The 90-Day Estate Executor Command Checklist: What Must Be Done in Days 1–7, 8–30, and 31–90](https://unprobate.com/guides/90-day-estate-executor-checklist-first-30-days-after-death.html): Prevent identity theft, Social Security overpayment penalties, property insurance lapses, and tax defaults.
- [Federal Garn-St Germain Act (12 U.S.C. § 1701j-3): How Heirs Keep a Deceased Parent's 3% Mortgage](https://unprobate.com/guides/garn-st-germain-act-keep-deceased-parent-low-interest-mortgage.html): Stop mortgage servicers from forcing a 7% refinance when inheriting a family home.
- [Do Children Have to Pay a Deceased Parent's Credit Card or Medical Bills? FTC & Statutory Insolvent Estate Guide](https://unprobate.com/guides/do-children-have-to-pay-deceased-parents-credit-card-medical-debt.html): How to legally shut down bereavement debt collectors and protect life insurance, 401(k), and exempt family allowances.
- [How to Place a Deceased Credit Freeze With Experian, Equifax & TransUnion (Certified-Mail Templates)](https://unprobate.com/guides/deceased-credit-freeze-letter-experian-equifax-transunion-prevent-fraud.html): Protect a deceased loved one's Social Security Number from obituary-scraping identity thieves.
- [25-Account Executor Closure Sweep: Canceling Banks, Telecom, Apple/Google, Utilities & SaaS Without Passwords](https://unprobate.com/guides/cancel-deceased-person-subscriptions-utilities-telecom-apple-google-guide.html): Invoke federal and state digital-asset and telecom bereavement termination rules without paying early-termination fees.