Estate90 VIP BONUS DELIVERABLE #1 · UNPROBATE.COM

BONUS #1 · 50-STATE SMALL-ESTATE AFFIDAVIT THRESHOLD MATRIX & NON-PROBATE ASSET TRANSFER GUIDE

Exact Dollar Caps, Waiting Periods & Excluded Assets (POD/TOD, Life Insurance, Joint Tenancy) That Never Count Toward Probate

State / Jurisdiction	Small-Estate Dollar Limit	Statutory Waiting Period	Excluded From Cap (Passes Free)
California (Prob. Code § 13100)	$184,500 Gross Probate Personal Property	40 Days After Death	Joint accounts, POD/TOD, 401(k)/IRA, Living Trust, Vehicles/Boats
Illinois (755 ILCS 5/25-1)	$100,000 Personal Property	30 Days · Zero Court Filing	Real estate in Joint Tenancy / TODI, life insurance, retirement plans
Texas (Est. Code § 205.001)	$75,000 Excluding Family Homestead	30 Days After Death	Family Homestead residence + exempt personal property ($100k+ value)
Florida (Fla. Stat. § 735.201)	$75,000 Summary Admin (Unlimited >2 Yrs)	Immediate Petition	Protected Florida Homestead real estate (100% exempt from creditors)

Actionable Execution Protocol: When calculating whether an estate falls under your state's Small-Estate Affidavit limit, DO NOT include accounts with a named Payable-on-Death (POD) or Transfer-on-Death (TOD) beneficiary, 401(k)/IRA accounts, life insurance proceeds, or Joint Tenancy property. Only accounts solely in the decedent's name with no beneficiary count toward the cap!