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Estate90™ Open Citation & Execution Library

Select the decedent's state, gross probate estate value, and asset profile below. Our engine checks your eligibility for a statutory Small-Estate Affidavit (bypassing Probate Court), calculates your executor fee & legal savings, and generates 25 ready-to-mail institution closure & deceased credit-freeze letters.

Estate90 · 2026 Verified Guide

How to Use a Small-Estate Affidavit to Release Frozen Bank Accounts Without Probate Court

Step-by-step statutory guide to California Probate Code § 13100, Texas Chapter 205, Illinois 755 ILCS 5/25-1, and New York Article 13.

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Estate90 · 2026 Verified Guide

The 90-Day Estate Executor Command Checklist: What Must Be Done in Days 1–7, 8–30, and 31–90

Prevent identity theft, Social Security overpayment penalties, property insurance lapses, and tax defaults.

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Estate90 · 2026 Verified Guide

Federal Garn-St Germain Act (12 U.S.C. § 1701j-3): How Heirs Keep a Deceased Parent's 3% Mortgage

Stop mortgage servicers from forcing a 7% refinance when inheriting a family home.

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Estate90 · 2026 Verified Guide

Do Children Have to Pay a Deceased Parent's Credit Card or Medical Bills? FTC & Statutory Insolvent Estate Guide

How to legally shut down bereavement debt collectors and protect life insurance, 401(k), and exempt family allowances.

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Estate90 · 2026 Verified Guide

How to Place a Deceased Credit Freeze With Experian, Equifax & TransUnion (Certified-Mail Templates)

Protect a deceased loved one's Social Security Number from obituary-scraping identity thieves.

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Estate90 · 2026 Verified Guide

25-Account Executor Closure Sweep: Canceling Banks, Telecom, Apple/Google, Utilities & SaaS Without Passwords

Invoke federal and state digital-asset and telecom bereavement termination rules without paying early-termination fees.

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